Tuesday, September 25, 2012

A Possible 42

I posted several weeks ago about a tiny house.  I keep thinking about it more and more.  I can't get it off my mind really.  John sent me a link to this blog about a girl building her own tiny house, and I've been looking at tiny houses for sale, and tiny house plans to buy.  I really think I want to do this. 

The pros:
- I have a wanderlust that kicks in every few years or so.  It would be nice to be able to just hitch my home up to a truck and go wherever I want.
- I believe that having this place would give me greater confidence to go and try new places (hopefully outside the midwest!)
- Living in such a small space forces you to be frugal and helps you to keep your priorities in order.
- Facilitates a much greener lifestyle.
- Costs much less than a traditional house.

The cons:
- I have NO money.  I kind of have negative money with student loans coming due here in the next few months.  The "build it yourself" cost of the home I want is $20,000, which is a little less than 4 years in the studio I used to rent in Merriam, KS.
- It is a pain to transfer teaching licenses.  I am in the process of that right now, and it takes a long time.  So, subbing, or teaching in a different state every year will be problematic.  Not to mention, school districts will not hire you if you're not going to be around forever.
- Insurance for these kinds of homes is scarce/doesn't exist.

I'm sure there are many more cons and pros out there, but I think this is enough for now.  As it is, I don't think I can do this any time soon.  I am not ready for home ownership.  The thought of this project has been so exciting to me, and the thought that I have to put it off, while being much more fiscally responsible, is depressing.  I don't want this to become another of my "almosts."

In the mean time, I supposed I can start preparing for it.  I can downsize my possessions.  I can save up money.  I can price what I want, and figure out how much I need.  It's still doesn't feel the same. 

Has anyone else run into this kind of feeling?

No comments:

Post a Comment